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Review 9/17/2009
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I am almost 46 years old and had not saved for retirement. My credit union suggested that I speak to the Debt Freedom Center. I contacted them and they set up a budget to find any wasteful spending. We identified over $2,000.00 a month that I was spending on lottery tickets, cable, cell phone bill, newspapers, magazines, and eating out. We started an account with my credit union to deposit this money into and put toward a retirement plan. When I turn 65 I am going to have something more when I retire.
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